make a payment

Payment Options

There are several ways for you to make a payment on your account, if you have questions about any of the options, call your Auto Loan Acceptance Corp. account representative at (800) 584-9292 for more information.

Autopay is the Easy Way

Scheduled electronic payments (ACH) can ONLY be processed by calling ALAC at (800) 584-9292 and completing the required authorization for processing from your savings or checking account.  Click here for more about Autopay.


Click here to pay online using credit cards, debits cards or electronic check.  All online payments are processed through a third party so you must allow 48 hours for posting to your account.  Payments submitted on or before your due date will be considered on time regardless of the time they are posted.  A $5.00 convenience fee will be added to all payments made online.

Phone Payments

Phone payments, including check-by-phone, can ONLY be processed by calling ALAC at (800) 584-9292.  Wheel City cannot accept phone payments directly.  A $5.00 convenience fee will be added to all phone payments.

In-Person Payments & Drop Box

All forms of payments (excluding cash) are accepted at Wheel City Auto, 1800 West 41st Street, Sioux Falls, SD 57106 or ANY Wheel City Auto Finance Centers Locations.  Drop Box payments (if applicable) are credited the next business day.

Payments by Mail

Personal checks, money orders, and cashier's checks are accepted.  Mail to: ALAC, 100 North Krohn Place, Sioux Falls, SD 57103.  Please allow sufficient time because no grace period is given for mailing and payments must be received by ALAC on or before the due date.

Mail Payoffs To

Auto Loan Acceptance Corp
100 North Krohn Place
Sioux Falls, SD 57103

Military Allotment

Auto-Deduction for those in the military service.

Cash Payments

We DO NOT accept cash.

Late Payments

Late payment arrangements can ONLY be processed by calling your ALAC account representative at (800) 584-9292.  Wheel City cannot make payment arrangements on behalf of ALAC.