Since 1993, Auto Loan Acceptance Corp (ALAC) has been helping people across South Dakota get the credit they deserve and the vehicles they need. As a trusted auto finance company, we specialize in second chances — because we know that life can be unpredictable, and financial setbacks can happen to anyone!
Whether you have bad credit, no credit, or challenged credit, ALAC is here to help. We make it easy to finance a quality pre-owned vehicle, and we report to the credit bureau every month to help you rebuild your credit over time.
With thousands of satisfied customers and decades of experience, our mission remains the same: to provide fast, fair, and flexible financing solutions to individuals who need a fresh start.
At ALAC, we believe that bad things can happen to good people — but that shouldn’t stop you from moving forward. Let us help you get back on the road with confidence.
At Auto Loan Acceptance Corp, our business is built on the principles of Honesty, Energy, Accountability, Respect, and Trust — H.E.A.R.T. These core values guide everything we do, from how we treat our customers to how we operate every day.
We invite you to experience the ALAC difference for yourself.
You have our commitment that we’ll work harder than anyone to earn your trust — today and for the road ahead. We truly appreciate the opportunity to serve you.
At Auto Loan Acceptance Corp, we believe everyone deserves a second chance. That’s why, when other auto finance companies say no — we say yes. We work closely with select, trusted used car dealers to help you get approved and on the road.
Get started today by calling us toll-free at 1-800-584-9292, or contact us online.
Your road to better credit starts right here with
Auto Loan Acceptance Corp.
Payments & Questions
(800) 584-9292
Account Inquiries
(605) 338-5786
Vehicle Repairs
(605) 271-6220
2320 Enterprise Ave Suite 1, Tea SD 57064
Monday - Friday:
8:00 am - 5:30 pm CST
Saturday: Closed
Sunday: Closed
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