Payment Options
Convenient Payment Options
Thank you for choosing Auto Loan Acceptance Corp. for your financing. When it’s time to make a loan payment with our automotive finance company, you have several options. This page provides information about each of the payment options that are available.
If you have questions about any of the payment options, call your Auto Loan Acceptance Corp. account representative at 1-800-584-9292 for more information.
Auto Pay Is The Easy Way
The most convenient payment option available is Auto Pay. Scheduled electronic payments (ACH) can ONLY be processed by calling ALAC at 1-800-584-9292. You must also complete the required authorization forms to process payments from your savings or checking account. Click here for more information about Auto Pay.
Online Payments
Click here to make an online payment using credit cards, debits cards, or an electronic check. All online payments are processed through a third party so you must allow 48 hours for posting to your account. Payments submitted on or before your due date will be considered on time regardless of the time they are posted. A $5.00 convenience fee will be added to all payments made online.
Phone Payments
Phone payments, including check-by-phone, can ONLY be processed by calling ALAC at 1-800-584-9292. The selling dealership cannot accept phone payments directly. A $5.00 convenience fee will be added to all phone payments.
In-Person Payments & Drop Box
All forms of payments (excluding cash) are accepted at any of the dealerships you purchased your car from if you financed through us. Drop Box payments (if applicable) are credited the next business day.
Payments By Mail
Personal checks, money orders, and cashier’s checks are accepted. Mail to: ALAC, 100 North Krohn Place, Sioux Falls, SD 57103. Please allow sufficient time because no grace period is given for mailing. Payments must be received by Auto Loan Acceptance Corp on or before the due date.
Mail Payoffs To
Auto Loan Acceptance Corp
100 North Krohn Place
Sioux Falls, SD 57103
Cash Payments
We DO NOT accept cash.
Late Payments
Late payment arrangements can ONLY be processed by calling your Auto Loan Acceptance Corp. account representative at 1-800-584-9292. The selling dealership cannot make payment arrangements on behalf of ALAC.
For more information about payment options, please call us toll-free at 1-888-338-1078. You may also contact us by clicking here.